Global Health Insurance
for Remote Workers and Digital Nomads

Insurance plans tailored for digital nomads and remote workers
– perfectly tailored for your digital nomad visa application

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WORLDWIDE COVERAGE

Be a private patient and choose any doctor or clinic
– wherever you go.

DIGITAL
FIRST

Paperless workflows and digital signatures fully integrated.

BUSINESS CONTRACT

Cover all your team and family and make it a business expense.

STRONG PARTNERS

German coverage quality & price competitiveness meet Estonian digital standards.

COVRD.EE is…

Ideal for

  • DIGITAL NOMAD VISA APPLICANTS

    With the new VisaFlex feature you only need to start paying for the contract once your visa application is actually accepted and you start traveling.

  • MID-TERM NOMADS WITH A SCOPE OF SEVERAL YEARS INTO THEIR NOMADIC LIFESTYLE

    Especially in an age range between 20 and 40 this is a perfect plan.

  • NOMADS WITH DESTINATIONS ALL OVER THE WORLD

    COVRD.EE offers competitive and flexible pricing zones:

    1. The world with or
    2. without USA & Canada.

  • ENTREPRENEURS WITH A LEGAL ENTITY IN EUROPE

    You can run your health insurance through your business setup (for yourself, your dependents and your team) for more attractive premiums. Depending on your jurisdiction this is regarded business expenses.

Not ideal for

  • SHORT-TERM NOMADS WITH A PLAN TO RETURN HOME WITHIN A YEAR

    There are cheaper options through long-term travel insurance plans (e.g. ProTrip World and others) as long as there is still eligibility for health care coverage back in the home country.

  • INDIVIDUALS WITH SOCIAL SECURITY AT HOME

    If you’re still registered as a tax payer and contributor to a social security and public health care scheme you might not need a comprehensive global health insurance. You might be covered good enough with a long-term travel option.

  • INDIVIDUALS WITH EXPENSIVE CHRONIC DISEASES

    Due to the medical underwriting it’s possible to cover some pre-existing conditions and minor chronic issues.

Appointments and payment through Air Doctor

  • The doctor in your hand

    Find doctors where ever you are, book appointments locally or telemedicine consultations: All within one app. Fully integrated with COVRD.EE

  • Direct Payment

    Your insurance policy is set up in Air Doctor and all payments are arranged directly between the doctors and your insurance. Say goodbye to out of pocket expenses and claims processes!

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LIFELONG INSURANCE

Health insurance that goes with you all the way.
No annual renewals.

NO ANNUAL LIMITS

Whatever treatment is medically necessary will be paid for.

FULL MEDICAL UNDERWRITING

Many pre-existing conditions can be included.

YOUR BUSINESS PAYS

Cover yourself. And your team. And your family. Expense it in your company.

Benefits

Outstanding coverage level.
Simple tariff and deductible options.

Made by digital nomads for small remote teams, location independent entrepreneurs and digital nomads.

Benefits Levels

Everything you need from a health insurance: “Plus”
Or everything you can wish for: “Best”

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Flexible Options

Three deductible options:
0 EUR, 500 EUR or 1.000 EUR
per year.

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Worldwide

Health insurance wherever you go.
Only 2 pricing zones.
Easy switching between them.

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Ease of claims

Book your doctors appointments through the fully integrated Air Doctor app. All payments are organized through the app. No out of pocket expenses!

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Let’s get started!

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Transparent & Compliant

Registered and licensed in Europe.
Supervised by Estonian and German Financial Supervision Authorities.

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